Here's What Key Metrics Tell Us About American Integrity Insurance (AII) Q2 Earnings
Although the revenue and EPS for American Integrity Insurance (AII) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
For the quarter ended June 2026, American Integrity Insurance (AII) reported revenue of $115.17 million, up 55.6% over the same period last year. EPS came in at $1.78, compared to $1.84 in the year-ago quarter.
The reported revenue compares to the Zacks Consensus Estimate of $93.5 million, representing a surprise of +23.18%. The company delivered an EPS surprise of +119.75%, with the consensus EPS estimate being $0.81.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how American Integrity Insurance performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Combined Ratio: 63.4% versus 82.5% estimated by four analysts on average.
- Loss Ratio: 30.6% versus the four-analyst average estimate of 42.3%.
- Expense Ratio: 32.8% versus 36.9% estimated by four analysts on average.
- Policies in-force: 461,714 versus 449,193 estimated by two analysts on average.
- Revenues- Net investment income: $6.25 million versus the four-analyst average estimate of $5.48 million. The reported number represents a year-over-year change of +30.8%.
- Revenues- Other income: $0.52 million versus the four-analyst average estimate of $0.33 million. The reported number represents a year-over-year change of +426.5%.
- Revenues- Policy fees: $3.71 million compared to the $3.56 million average estimate based on four analysts. The reported number represents a change of +25.1% year over year.
- Revenues- Net premiums earned: $104.7 million compared to the $83.1 million average estimate based on four analysts. The reported number represents a change of +58.2% year over year.
View all Key Company Metrics for American Integrity Insurance here>>>
Shares of American Integrity Insurance have returned +6.8% over the past month versus the Zacks S&P 500 composite's +2.5% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.
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American Integrity Insurance Group, Inc. (AII): Free Stock Analysis Report
This article originally published on Zacks Investment Research (zacks.com).