Compared to Estimates, Bank of Hawaii (BOH) Q2 Earnings: A Look at Key Metrics
Although the revenue and EPS for Bank of Hawaii (BOH) give a sense of how its business performed in the quarter ended June 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Bank of Hawaii (BOH) reported $196.9 million in revenue for the quarter ended June 2026, representing a year-over-year increase of 12.9%. EPS of $1.47 for the same period compares to $1.06 a year ago.
The reported revenue represents a surprise of -0.71% over the Zacks Consensus Estimate of $198.31 million. With the consensus EPS estimate being $1.46, the EPS surprise was +0.69%.
While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.
As these metrics influence top- and bottom-line performance, comparing them to the year-ago numbers and what analysts estimated helps investors project a stock's price performance more accurately.
Here is how Bank of Hawaii performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:
- Total Non-Performing Assets: $11.48 million compared to the $15.21 million average estimate based on two analysts.
- Total Non-Accrual Loans and Leases: $11.31 million compared to the $14.92 million average estimate based on two analysts.
- Net Interest Margin: 2.8% versus 2.8% estimated by two analysts on average.
- Average Balance - Total earning assets: $22.33 billion compared to the $22.26 billion average estimate based on two analysts.
- Net Loans and Leases Charged-Off to Average Loans and Leases Outstanding (annualized): 0.1% versus the two-analyst average estimate of 0.1%.
- Efficiency Ratio: 56.5% versus the two-analyst average estimate of 56.7%.
- Net Interest Income (FTE): $155 million versus $156.81 million estimated by two analysts on average.
- Annuity and Insurance: $2.02 million versus $1.17 million estimated by two analysts on average.
- Bank-Owned Life Insurance: $3.92 million compared to the $3.7 million average estimate based on two analysts.
- Trust and Asset Management: $13.71 million versus the two-analyst average estimate of $12.41 million.
- Mortgage Banking: $0.84 million compared to the $1.11 million average estimate based on two analysts.
- Net Interest Income: $153.6 million compared to the $155.4 million average estimate based on two analysts.
View all Key Company Metrics for Bank of Hawaii here>>>
Shares of Bank of Hawaii have returned +2.4% over the past month versus the Zacks S&P 500 composite's +0.8% change. The stock currently has a Zacks Rank #4 (Sell), indicating that it could underperform the broader market in the near term.
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This article originally published on Zacks Investment Research (zacks.com).