Bet on These 4 Top-Performing Liquid Stocks to Maximize Returns

Liquidity measures a company’s capability to meet short-term debt obligations. Investors seeking strong portfolio returns should benefit from adding stocks with sound liquidity, which encourages business growth. Stocks with high liquidity have long been in demand because of their potential to deliver strong returns.

Investors may want to consider adding four top-ranked stocks — monday.com Ltd. MNDY, Match Group, Inc. MTCH, Progyny, Inc. PGNY and Workiva WK— to their portfolios to boost returns.

However, it is important to exercise caution. While high liquidity can indicate that a company is efficiently managing its short-term obligations, it may also suggest underutilization of resources. In some cases, companies with excess liquidity may not be deploying their assets effectively, which could limit growth potential.

Hence, one may consider a company’s efficiency level in addition to its liquidity while identifying prospective winners. A balanced assessment of both liquidity and efficiency can help identify truly promising investment opportunities.

Measures to Identify Liquid Stocks

Current Ratio: It measures current assets relative to current liabilities. The ratio gauges a company’s potential to meet short and long-term debt obligations. A current ratio — the working capital ratio — below 1 indicates that the company has more liabilities than assets. A high current ratio does not always suggest that the company is in good financial shape. It may also indicate that the firm failed to utilize its assets significantly. Hence, a range of 1-3 is considered ideal.

Quick Ratio: Unlike the current ratio, the quick ratio — the “acid-test ratio” or “quick assets ratio” — indicates a company’s ability to pay short-term obligations. It considers inventory, excluding current assets, relative to current liabilities. A quick ratio of more than 1 is desirable, like the current ratio.

Cash Ratio: This is the most conservative ratio among the three, considering cash, cash equivalents and invested funds relative to current liabilities. It measures a company’s ability to meet existing debt obligations using the most liquid assets. Though a cash ratio of more than 1 may suggest sound financials, a higher number may indicate inefficiency in cash utilization.

A ratio greater than 1 is always desirable, but it may not always represent a company’s financial condition.

Screening Parameters

To pick the best of the lot, we have added asset utilization — a widely used measure of a company’s efficiency — as one of the screening criteria. Asset utilization is the ratio of total sales in the past 12 months to the last four-quarter average of total assets. Though this ratio varies across industries, companies with a ratio higher than that of their industry can be considered efficient.

We added our proprietary Growth Score to the screen to ensure these liquid and efficient stocks have solid growth potential.

Current Ratio, Quick Ratio, and Cash Ratio between 1 and 3: While liquidity ratios greater than 1 are desirable, significantly high ratios may indicate inefficiency.

Asset utilization is more significant than the industry average: A higher asset utilization than the industry average indicates a company’s efficiency.

Zacks Rank equal to #1 (Strong Buy): Only Strong Buy-rated stocks can get through. You can see the complete list of today’s Zacks #1 Rank stocks here.

Growth Score less than or equal to B: Back-tested results show that stocks with a Growth Score of A or B handily beat other stocks when combined with a Zacks Rank #1 or 2 (Buy).

These criteria have narrowed the universe of more than 7,700 stocks to only nine.

Here are four of the nine stocks that qualified the screen:

monday.com specializes in the development of software applications. Second-quarter 2026 revenues of $364.6 million increased 22% year over year, including an approximately 110 basis point favorable foreign exchange movement. AI adoption is emerging as a big growth opportunity. AI ARR doubled sequentially from the first quarter to the second quarter and accounted for 17% of net new ARR added during the quarter. 

Customers generating more than $100,000 in ARR increased 37%, while those above $500,000 ARR jumped 68% year over year. Record net additions in both cohorts demonstrate that monday.com is successfully moving toward larger customers.

For the third quarter, monday.com expects revenues of $368-$370 million, implying 16%-17% year-over-year growth.

The Zacks Consensus Estimate for MNDY’s 2026 earnings is pegged at $5.38 per share, unchanged in the past seven days. The company has a Growth Score of B and an average trailing four-quarter earnings surprise of 23.56%.

Match Group is the parent company of brands like Tinder, Hinge, Match, Meetic, OkCupid, Plenty Of Fish and more, helping people make meaningful connections. Dating app Tinder is the company’s largest brand. 

Second-quarter 2026 revenues of $853 million fell 1% year over year. Hinge remained a major growth contributor, with direct revenues rising 22% year over year to $204 million. Adjusted EBITDA surged 48% to $79 million. Global MAU increased 13%, supported particularly by expansion markets. The company’s potential growth driver is Tinder’s product-led turnaround. Management noted that updated recommendation algorithms have helped improve engagement, while Events could encourage new and lapsed users to reconsider Tinder. The company plans to expand Events from 10 cities currently to 26 cities by September and 75 cities by year-end. 

For the third quarter, Match expects revenues of $885 million to $895 million, representing a year-over-year decline of 2% to 3%. The outlook includes a $10 million negative impact from Tinder user-experience tests and product changes, along with a $15 million negative impact from lower Azar revenues following its app redesign.

The Zacks Consensus Estimate for MTCH’s 2026 earnings stands at $4.13 per share, unchanged in the past seven days. The company has a Growth Score of B. 

Progyny is a healthcare company specializing in women's health and family building solutions.

Second-quarter 2026 revenues were up 5.3% to $350.5 million. The top-line expansion was supported by a higher number of clients and covered lives but was partly offset by the impact of a large client who did not renew for 2025. This client contributed $17.2 million to revenues in the second quarter of 2025.

Fertility services remain Progyny’s core growth engine, with revenues jumping 7.6% year over year to $230.2 million. As of June 30, 2026, PGNY had 604 fertility and family-building clients. For 2026, Progyny expects revenues in the range of $1.36 billion to $1.385 billion, implying 5.5%–7.5% reported growth. The third quarter is expected to see slightly more pronounced seasonal softness related to member activity.

The Zacks Consensus Estimate for PGYNY’s 2026 earnings stands at $2.05 per share, unchanged in the past seven days. The company has a Growth Score of B and an average trailing four-quarter earnings surprise of 15.8%.

Workiva offers an AI-driven platform for accounting, finance, sustainability, risk, and audit teams. The company's second-quarter 2026 revenues jumped 19% to $255 million. The performance was driven by strong demand across the portfolio. Subscription & support revenues increased 19% year over year to $236 million.

Customers numbered 6,750 as of June 30, 2026, up 283 net customers from the prior-year period. Gross retention rate was 97%, while the net retention rate was 111%. Currently, 76% of subscription revenues come from multi-solution customers, up from 71% a year ago. Current remaining performance obligations were $789 million, up 18% year over year.

Workiva expects third-quarter revenues to be in the range of $260 million to $262 million, with operating margins between 17% and 17.5%. Full-year revenues are expected to be in the range of $1.04 billion to $1.044 billion.

The Zacks Consensus Estimate for 2026 earnings is pegged at $3.30 per share, unchanged over the past seven days. The company has a Growth Score of A and an average trailing four-quarter earnings surprise of 24.11%.

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This article originally published on Zacks Investment Research (zacks.com).

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